Fine Art Insurance

Fine art insurance specialists offer coverage for highly valued works of art.

Fine art insurance.

This is a widely used insurance term meaning that all perils are covered except what the policy specifically excludes the list of exclusions on our fine art insurance policies vary depending on whether it is for a museum art gallery individual collector etc. This coverage may be added to a commercial property policy by a separate form or endorsement often called a floater. Fine art insurance companies cover a wide range of art from artworks to antiques and from personal art collections to museums and businesses including the works of artists in their own studios. We are a worldwide industry leader and the largest insurance broker in australia.

Axa xl is an expert fine art insurer provider that offers high standard insurance coverage for multiple classes of private collections from fine art collectibles and wine to antiques memorabilia and more. Covered property is the property described in the declarations but only if. Even then ask questions. However generally speaking the majority of fine art insurance policies do pay for direct physical loss or damage to covered property but only when that loss is from a covered cause of loss.

Fine art insurance aon australia is a longstanding fine arts and antiques insurance specialist providing customised insurance for art dealers private collectors and some of australia s largest galleries. In the world of insurance the term art extends far beyond photographs and paintings. The following discussion concerns coverage intended for businesses that own or collect art but are not in the fine arts business. Inland marine fine art museum insurance.

What types of claims does your fine art insurance cover. Fine arts coverage. The brokers at these companies are specialists who understand fine art and how to protect it. A piece could be left unattended and vulnerable to theft.

We tailor insurance programs for many fine art related individual risks and businesses including personal art collections antiques art antiques dealers museums auction houses and commercial or corporate collections. Art being shipped could have poor crating or packaging leaving it open to damage in transit. The coverage that a fine art insurance policy offers varies and depends on the specific insurer and the nature of the artwork. How hiscox home insurance cover protects your art.

To adequately protect your business against losses to your valuable artwork you ll need to purchase fine arts insurance. Given the mobile nature of fine art and museum collections many exposures can come into play.